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Road Access and Your Owner-Financed Lot

Posted by admin on August 6, 2020
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If you’ve been looking for owner-financed lots in the Falfurrias area, then you’ve probably encountered countless ads that mention that the land has road access, but what exactly does that mean? Leave it to your property experts at Santa Cruz Properties to give you the insight you need to know about what road access is and how it benefits your lot.

Avoid Being Landlocked

If you have been searching for owner-financed lots in Falfurrias, then you want to make sure that the land has proper access to the road. Property that is entirely surrounded by other properties owned by other people can leave you in a sticky predicament where you are unable to access your land freely.

Therefore, understanding of the various types of road access available to landowners can make their decision into buying land fit accordingly with their desires, and they typically fall under three legal categories: public access, un-deeded access, and deeded access.

Type of Road Access

The easiest access that your land can have is public access. This means that the road is owned and maintained by the government. Thus, you will never have to trek across anyone else’s property in order to get to yours.

If you are landlocked, you technically have un-deeded access. This means that you will have to cross into someone else’s property to get to your property. Another property owner will own the road or trail, or perhaps you may be looking at no road at all. While there can be an existing path that has been utilized previously to get to property, nothing has ever been cemented legally.

Depending on the relationship you have with your neighbors, this can get complicated or tricky. Therefore, you want to make sure the land that you’re interested in buying is un-deeded.

On the opposite end of the spectrum is deeded access. Deeded access means there is a formal, written agreement between adjacent landowners that gives you permission to cross the land to reach your property. While public access is the best, deeded access is a great compromise and un-deed access can lead to potential legal ramifications.

Significance of Road Access

How you plan on using your owner-financed land in Falfurrias is crucial in the road debate and you want to have an idea about what type of road access the land has before you invest.

If you’re thinking of running utility lines, plumbing, or any other type of maintenance, these entities will have to have access to your property. With few exceptions, you’re not going to be able to do things to your liking if your road access is un-deeded. However, all is not lost if your dream lot doesn’t have public access.

In the state of Texas, landlocked property owners may be able to file a sworn application with the commissioners court for access to a public road. In addition, they would have to provide notice to other neighbors that would be impacted by the construction.

After a hearing, the court will determine if:

  1. The petitioner has no access to their land.
  2. If a public access road will be built.

Ruling depends on the commissioner, local laws, and other factors. Review your local laws for more information.

Are you ready to invest in an owner-financed lot? Bad credit or no credit, Santa Cruz Properties can help you find the land of your dreams.

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