Starting your search into buying property can be exciting and rewarding at the same time! It’s completely normal for all of your thoughts to be running wild on how your future house is going to look, where you will want to live and how you will decorate. But first, you will need to start looking into the steps that go into buying your first piece of property.
Information about the subject might seem confusing when you read about it online or when asking around. What many people might tell you is that you need to be a millionaire or that you need great credit in order to purchase land, but that simply isn’t true!
With over 20 years of experience in helping clients reach their goals, we’ve heard every myth you can think of that prevents many buyers from even looking into buying land! At Santa Cruz Properties, we don’t want these myths to stop you from achieving your dream of owning property.
Our real estate specialists are ready to help you find the perfect property for you and your family! Contact us today to get started!
Myth 1: All Relators Are the Same
Fact: Just Like People, No Two Are Alike
Some people will paint such a money-hungry picture of realtors. They will tell that you most relators are only interested in two things: selling and making a profit for themselves or their company. The truth is that while there are some relators out there only interested in making money, there are countless more who genuinely want to help you find the property you need.
By doing business with Santa Cruz Properties, you can avoid the hassle of realtors who are only in it to make a profit. We take pride in our history and the relationships we’ve built with our customers. With families of our own, we treat our clients the same way we treat the ones we love. You can read more about Santa Cruz Properties and how we give back to the community that we care so much about here.
Myth 2: You Need to Be a U.S. Citizen
Fact: You Just Need Proper Documents
What most people seem to believe is that the only way you can buy property in the United States is by being a natural-born citizen. As a matter of fact, foreign citizens regularly buy vacation homes in the U.S. and wealthy foreigners often own investment properties that can range from a single-family home to a retail shopping center.
The possibilities for your dream of owning property are endless! The only proper forms of documentation needed are two current types of ID, which may include a Texas Driver’s License/identification, passport, social security card or birth certificate from country of origin.
Myth 3: You Need to Have Great Credit
Fact: Owner Financing Can Help if You Have Poor Credit
You will read all over the Internet that you will need outstanding credit in order to even think of buying property. Quite honestly, we’ve seen too many people turned down because of this. With Santa Cruz Properties’ owner financing services, you don’t have to give up on your dream of owning property.
Our real estate professionals will work tirelessly and passionately with all of your needs in mind to put you one step closer to owning the property you want without the worries of bad or non-existent credit. Read our blog on how to prevent bad credit or how to improve credit to get a head start!
Myth 4: You Need to be Wealthy
Fact: Budgeting is Key
Many people already have the idea that you need to have a high amount of income to buy property. The fact is that you just have to learn to budget. At Santa Cruz Properties, we can help you find out which property and budget works for you! If you’re still a little hesitant, you can try out our realty calculator here to get an instant idea of what your payments will be!
Myth 5: It’s Better to Live in a Bigger City
Fact: It’s More Expensive and Not Necessarily Better
Who doesn’t love city life? Remember that oftentimes, you will go home where you will be flooded with city noises while relaxing. While the city life seems to be full of events and highly priced property, by living in an area with a smaller population, you can experience all of the fun and still have the lower prices and quiet atmosphere you need!
With so many great city events, you can always find something to do no matter where you go in the Rio Grande Valley! Santa Cruz Properties’ favorite place for a retreat from all of the excitement is the City of Edinburg. Edinburg has the small city feel with all of the great events in and around the area. It’s the best of both worlds!
Myth 6: If You’re Late on Payments, You’ll Lose Your House
Fact: By Contacting Your Financial Lender in a Timely Manner, They Will Work with You to Keep Your Home
Financial setbacks should never get in between someone and their dream. Santa Cruz Properties understands that family emergencies or unexpected events can happen that might set you back financially. If you believe that you will be unable to make a monthly payment, give us a call and we will do our best to work with you.
Sorting it All Out
We understand that buying land can be a confusing and tiresome process, and with all of the myths out there, it’s very easy to lose sight of your dream. At Santa Cruz Properties, we will be with you every step of the way to make it possible for you and your family to own property.
We make land ownership not only possible, but also easy for people who previously thought such an undertaking was out of reach. See how easy it can be by calling us at 956.383.0868, or send us a message online!