Frequently Asked Questions

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Purchasing property can be one of the most exciting choices in anyone’s life, but there are some things you and your family need to consider before taking the plunge. For example, what do you need in order to make the purchase? The following is a list of requirements in order to purchase property:

  • Two current forms of ID which may include: Texas Drivers License/Identification, passport, social security number, birth certificate from country of origin
  • Full down payment along with any other applicable fees

Start Your Dream Today

At Santa Cruz Properties Ltd., we know that purchasing property may not be easy, but don’t worry. Our real estate specialists are determined to make things easier for you and will answer any questions you may have. Contact us in Edinburg today for more information.

Now that you’re a proud owner of your very own plot of land, chances are you’d like to occupy it as soon as possible. The good news is that you can begin to occupy your land as soon as the necessary permits have been obtained, and water and electricity have been installed on your property.

Your Land is Here

Few things can compare to the pure joy of having your own property. At Santa Cruz Properties Ltd., we make this process easy by giving you the friendly and honest service needed with the personal touch you’ve been looking for. If you have any questions, contact our real estate specialists in Edinburg today.

Many first time homebuyers and landowners don’t know what escrow is and may not be inclined to ask. In addition to your monthly payment of principal and interest, you will be making an escrow payment for property taxes and Homeowner’s Association fees, if applicable. At the end of the year, Santa Cruz Properties will use the money in your Escrow Account to pay for your property taxes.

No Question is a Dumb Question

Santa Cruz Properties understands that it may be your first time dealing with purchasing land and building a home, so we encourage questions! Don’t hesitate to voice anything you’re unsure about concerning your purchase. Contact our real estate specialists in Edinburg today and they’ll answer as many questions as possible for you!

While we offer owner financing and other help you may need, you are free to use any lender that best accommodates your needs. We at Santa Cruz Properties want what is best for you and your family even if that means getting a loan elsewhere.

We Want What is Best for You

Perhaps you found a better loan elsewhere, we understand. While we encourage your business with us to ensure a faster process, you are free to find other means. All that matters is that you achieve your dream of becoming a landowner. Call us today at 956.383.0868 so we can discuss which options are best for you!

At Santa Cruz Properties, we do our best to ensure our customers have a smooth transition into owning land. For this reason, all residential lots will have all utilities installed. The customer is only responsible for the cost of opening an account and deposits (if any). Unfortunately, if a client purchases a commercial lot, the utilities will not come installed and it is up to the customer to achieve that process.

Easy as Possible

At Santa Cruz Properties, we want to make the process of owning land as easy as possible. For this reason, our residential lots are already equipped with what you need to begin building that dream home. Contact our office in Edinburg today so we can get started on achieving that dream!

The City of Edinburg hosts a number of exciting outdoor activities, including the World Birding Center, Museum of South Texas History, several golf courses and 34-miles of seashore at nearby South Padre Island.

But with this diverse economy and booming population, Edinburg also offers so much more:

  • The University of Texas Rio Grande Valley, a state-recognized university
  • Low cost of living
  • Job opportunities
  • Top Hospitals – named top 20 in the state according to aS. News & World Report survey

A Place to Call Home

Named one of “The Best Places to Live in Texas” by NerdWallet, Edinburg is the perfect location to call home and Santa Cruz Properties can help you make it happen. Contact our office in Edinburg today so we can get started on achieving that dream!

Contrary to popular belief, foreign citizens can buy and own land in the United States. There are no laws that prohibit a foreign national from buying or owning property.

Feel Free to Contact Us

We know that purchasing property can be overwhelming as a foreign citizen, but at Santa Cruz Properties, we are happy to guide you through the proper steps. Our real estate specialists are determined to make things easier for you and will answer any questions you may have. Contact us in Edinburg at 956.383.0868 for more information.

So you have subpar to bad credit. At Santa Cruz Properties, we don’t think a bad credit score should stop you from achieving your dreams. While we will do everything we can to help you, it’s always best to help yourself as well. Owning land is definitely a possibility, but make sure you’re taking the right steps.

  • Use your calendar
    • Every time you apply for credit, it can cause a small dip in your score for a year. This means if you’re going to apply for something with credit, make sure not to do it often.
  • Always pay bills on time
    • One of the best ways to improve your credit is by simply making monthly, on-time payments. If you’re bad about paying your bills or paying them on time, it can damage your credit and hurt your score.
  • Go direct
    • Most people are afraid to contact their creditors, but they may be one of your best bets at saving your credit.

Let’s Get Started

At Santa Cruz Properties, we will work with you every step of the way to ensure that not only do you make that dream a reality, but also improve your credit along the way. Call us at 956.383.0868 to schedule an appointment.

Your first payment will be due 30 days from your closing date. Know that if financial issues get in the way of you making a payment, we can work with you to come to a mutually satisfactory solution.

Your Happiness is Our Business

Now that you’ve conquered that very first step to becoming a landowner, the rest will come easy. Santa Cruz Properties Ltd. will be with you every step of the way to ensure that land is yours in no time. If you have any questions, feel free to contact our real estate specialists today.

At Santa Cruz Properties, we accept payments via mail or you can come directly to our office in Edinburg. The forms of payment we accept are money orders, personal checks or cashier’s checks. We do not accept cash or credit cards.

Clients First, Business Second

Since 1993, Santa Cruz Properties Ltd. has made things as easy as possible for clients. We pride ourselves on putting you first and will continue to do so. Contact our real estate specialists today so we can get started.

Santa Cruz Properties Ltd. understands that family emergencies or unexpected events can happen that might set you back financially. If you believe you will be unable to make a monthly payment, give us a call and we will do our best to work with you.

Don’t Let Fear Stop You from Asking for Help

Financial setbacks should never get in between someone and their dream. If your dream is to own the land you’re standing on, we will do everything in our power to help you. Don’t hesitate to give us a call if you’re in trouble financially. We will do what we can to ensure everything works out.

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