Frequently Asked Questions | Santa Cruz Properties

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Frequently Asked Questions

What Are Some Requirements When Purchasing Property?

Purchasing property can be one of the most exciting choices in anyone’s life, but there are some things you and your family need to consider before taking the plunge. For example, what do you need in order to make the purchase? The following is a list of requirements in order to purchase property: Two current...

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How Soon Can I Move In?

Now that you’re a proud owner of your very own plot of land, chances are you’d like to occupy it as soon as possible. The good news is that you can begin to occupy your land as soon as the necessary permits have been obtained, and water and electricity have been installed on your property....

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Will My Property Come with a Septic Tank?

At Santa Cruz Properties Ltd., we have a reputation for offering honest and friendly services that focus on giving the client everything they need. It is for this reason that we’ve made it a priority to provide all of our residential lots with a septic tank and water meter. Commercial lots and properties less than...

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What is Escrow?

Many first time homebuyers and landowners don’t know what escrow is and may not be inclined to ask. In addition to your monthly payment of principal and interest, you will be making an escrow payment for property taxes and Homeowner’s Association fees, if applicable. At the end of the year, Santa Cruz Properties will use...

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Can I Get a Loan with Someone Else?

While we offer owner financing and other help you may need, you are free to use any lender that best accommodates your needs. We at Santa Cruz Properties want what is best for you and your family even if that means getting a loan elsewhere. We Want What is Best for You Perhaps you found...

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Will my Property (Residential or Commercial) Have Utilities Already Installed?

At Santa Cruz Properties, we do our best to ensure our customers have a smooth transition into owning land. For this reason, all residential lots will have all utilities installed. The customer is only responsible for the cost of opening an account and deposits (if any). Unfortunately, if a client purchases a commercial lot, the...

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Why Purchase Land in Edinburg?

The City of Edinburg hosts a number of exciting outdoor activities, including the World Birding Center, Museum of South Texas History, several golf courses and 34-miles of seashore at nearby South Padre Island. But with this diverse economy and booming population, Edinburg also offers so much more: The University of Texas Rio Grande Valley, a...

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Can Non-Citizens Buy Property?

Contrary to popular belief, foreign citizens can buy and own land in the United States. There are no laws that prohibit a foreign national from buying or owning property. Feel Free to Contact Us We know that purchasing property can be overwhelming as a foreign citizen, but at Santa Cruz Properties, we are happy to...

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How Can I Improve My Credit?

So you have subpar to bad credit. At Santa Cruz Properties, we don’t think a bad credit score should stop you from achieving your dreams. While we will do everything we can to help you, it’s always best to help yourself as well. Owning land is definitely a possibility, but make sure you’re taking the...

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When is My First Monthly Payment Due?

Your first payment will be due 30 days from your closing date. Know that if financial issues get in the way of you making a payment, we can work with you to come to a mutually satisfactory solution. Your Happiness is Our Business Now that you’ve conquered that very first step to becoming a landowner,...

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How Can I Make a Payment?

At Santa Cruz Properties, we accept payments via mail or you can come directly to our office in Edinburg. The forms of payment we accept are money orders, personal checks or cashier’s checks. We do not accept cash or credit cards. Clients First, Business Second Since 1993, Santa Cruz Properties Ltd. has made things as...

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What if I Fall Behind on My Payments?

Santa Cruz Properties Ltd. understands that family emergencies or unexpected events can happen that might set you back financially. If you believe you will be unable to make a monthly payment, give us a call and we will do our best to work with you. Don’t Let Fear Stop You from Asking for Help Financial...

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