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How Can I Improve My Credit?

So you have subpar to bad credit. At Santa Cruz Properties, we don’t think a bad credit score should stop you from achieving your dreams. While we will do everything we can to help you, it’s always best to help yourself as well. Owning land is definitely a possibility, but make sure you’re taking the right steps.

  • Use your calendar
    • Every time you apply for credit, it can cause a small dip in your score for a year. This means if you’re going to apply for something with credit, make sure not to do it often.
  • Always pay bills on time
    • One of the best ways to improve your credit is by simply making monthly, on-time payments. If you’re bad about paying your bills or paying them on time, it can damage your credit and hurt your score.
  • Go direct
    • Most people are afraid to contact their creditors, but they may be one of your best bets at saving your credit.

Let’s Get Started

At Santa Cruz Properties, we will work with you every step of the way to ensure that not only do you make that dream a reality, but also improve your credit along the way. Call us at 956.383.0868 to schedule an appointment.