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Hardin County

With almost 30 years of experience making dreams of acquiring a property come true, Santa Cruz Properties specializes in selling land that meets your needs. We are committed to exceeding your expectations and helping you make a smart investment as you build your dream of ownership.

We offer owner-financed lots and have many properties available.

The Benefits of Owner Financing

Owner financing is a form of financing in which the buyer’s loan is held by the owner of said property. Like bank financing, but without the high interest rates, it works on the principle that a buyer pays the seller through monthly payments agreed by both parties, along with a specific interest rate and terms.

The benefits of owner financing are that sellers and buyers can afford to negotiate the terms of the property being sold. Among the benefits of owner financing with Santa Cruz Properties are lower prices. Using a bank or loan company can be expensive and often carries hidden additional fees.

With only two main players involved, owner financing is a great alternative that offers low interest rates and no closing costs.

Owner-financed real estate loans often come with a low deposit or no down payment, and have flexible terms that give you a variety of options. Also, the biggest selling point is that there is no credit check or qualifications, making the reality of obtaining your property possible.

Cities in Hardin county

Santa Cruz Properties specializes in owner-financed lots in Hardin County, including the cities and communities of:


  • Kountze
  • Lumberton
  • Rose Hill Acre
  • Silsbee
  • Sour Lake
  • Pinewood Estates
  • Wildwood
  • Batson
  • Honey Island
  • Saratoga
  • Thicket
  • Village Mills
  • Votaw
  • Bragg

Property is a reality

Now is the time to find the perfect Hardin County Owner
Financed Lot!

Enjoy the freedom of owning your own property. Own your American dream. Whether it’s a large farm parcel, a residential property, or a smaller lot, we have an owner-financed property ready to meet your needs and lifestyle!

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