At Santa Cruz Properties, we believe that everyone deserves an opportunity to own land, but many people think they can’t because of their credit history. We want to tell you that if you have bad credit or no credit at all, it’s not a problem. We will still work with you and your family to find that perfect piece of land.
Find out why South Texas chooses us! Hurry! Because of our commitment to helping families around the Rio Grande Valley, our land is selling fast! Come find out why your credit doesn’t matter to us!
We make it easy for your dreams of owning land to come true. Just contact us today and see how low your payments will be!
No Bank Loans Needed
Using a bank loan stops many buyers from closing out a land deal. They bring so much stress, complicated fees and high interest rates that many people don’t want anything to do with them. Many people are also turned away from banks because of their bad credit history. With Santa Cruz Properties, you don’t have to worry about being turned away because of your bad credit. Our real estate professionals will work hard to make your dream of buying land come true.
Non-Citizens Can Own Land, Too
If you are not a U.S. Citizen, things can be more difficult when buying land. Although working with banks for a loan might be more difficult, there is no law saying you can’t own land if you’re not an American citizen.
“Not being able to take out a loan as a foreign citizen should not hinder your ability to purchase your own land.” – Irma Moreno of Santa Cruz Properties
Don’t let banks stop you from buying land just because you’re not a citizen. We will work with you even if banks won’t by creating a payment plan that will benefit you and your family. Our top priority is seeing you walk out of our office as a new landowner. Find out which documents you’ll need here and let us worry about the rest.
Owner Financing Will Help
Santa Cruz Properties offers owner financing to cut out all of the hassles that come with a bank loan. Our owner financing will provide you with shorter waiting periods and will save you and your loved ones an extra bit of cash on closing costs. What’s great about owner financing is that it gives citizens and non-citizens an equal chance of becoming landowners. We will work with everyone to come up with a plan that best suits your needs!
Working with Your Budget
We know that buying land is a big step. That’s why we want to make it as easy as possible. We believe that everyone deserves the opportunity to buy land, that’s why we work hard on your behalf. No, you won’t need stacks and stacks of money in the bank. The truth is you just have to be able to budget your finances responsibly. At Santa Cruz Properties, we work with you on what your budget should be to make your dreams come true. Depending on the budget and location you choose, your monthly payments can be as low as $314 a month! We have so many different lots for sale for you and your family. Find out how low your payments can be with our calculator! But hurry before these great deals are all gone!
Are You Still Worried About Your Credit?
We want nothing more than to see you be happy. There are great ways to improve your credit history with time and consistency. Credit isn’t a race, it’s a report card where you have to work really hard to get your grades back up. If you’re worried about your credit score, here are some tips to prevent and improve it:
- Pay your bills on time
- Create a budget that’s easy to follow
- Set aside savings
- Watch your credit card balances
It takes time for your score to go up. Don’t let your chances of buying land pass you by. Remember that here at Santa Cruz Properties, you don’t have to worry about your credit history. We work with you through thick and thin to get you where you want to be.
Our Land is Selling Fast!
At Santa Cruz Properties, our lots are selling fast. You can find that perfect piece of land by clicking here. Whether you’re looking in Hidalgo or Cameron County, we have land for everyone. We will help you with any paperwork, credit scores, owner financing or getting your homebuilding started. Pick your perfect piece of land, bring the proper documents and let us worry about the rest.
With payments as low as $314 a month, these lots can be affordable for you and your family. But you better hurry before this opportunity slips away! Call us at 956.383.0868 or schedule an appointment with us now!