Owner Financing

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At Santa Cruz Properties Ltd., We Invest in People!

Finding a place to settle and spread your family’s roots is key to feeling like a part of a community, and our team at Santa Cruz Properties knows Texas communities are one of a kind. Even if you believe that you don’t have the credit or means to own property, our owner-financing services make it possible for people from all walks of life to build their dreams on the property they choose.
We believe everyone is entitled to participate in the American Dream. With unbelievable lots in Edinburg, Falfurrias, Robstown, Starr County, and in East Texas we are sure to have exactly what you are looking for, all at an affordable price.

Making the Dream a Reality

It’s far too common for people to be turned away from the land they’ve always wanted due to their credit history. At Santa Cruz Properties, you and your loved ones won’t run into this hurdle. Our real estate professionals will work tirelessly and passionately with all of your needs in mind to put you one step closer to owning the property you want without the worries of bad or non-existent credit.

With our owner financing services, you won’t have to experience the stress and worries that a bank loan can bring. Furthermore, you and your loved ones will be able to save an extra bit of cash on closing costs, have a say on the conditions of the loan and forego the need to qualify with a loan underwriter.

With Your Goals in Mind

Sadly, individuals are often turned away from purchasing property because of poor credit, but at Santa Cruz Properties, you and your loved ones don’t have to settle for less. Our real estate professionals will work tirelessly to meet all of your needs.
With our owner-financing services, you won’t have to experience the stress of trying to secure a bank loan, giving you more control over the details of your loan. Owner-financing is an ideal alternative to bank-financing and brings with it a whole slew of benefits, including:

  • Reduced prices
  • Low-interest rates
  • Available even with no or poor credit
  • Personalized terms
  • Faster, cheaper closing
  • No need to qualify for a mortgage

For nearly three decades, we have helped people from all backgrounds make their dream a reality. Now, we’re ready to do the same for you. We can help you find the perfect property, whether for your personal use or business purposes.

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Why You Should Choose Santa Cruz Properties

Purchasing property is an ideal way to begin building equity, rather than just continuing to pay monthly rent indefinitely. There are many reasons why owner-financed property ownership is one of the best ways to build equity in our day and age, but despite its most obvious ones, other benefits include:

1. It’s Easy
The process of borrowing money from banks and other traditional lenders can be wrapped in bureaucracy and red tape, stretching the loan process on and on. Owner-financing allows purchasers to bypass the red tape of banks by putting control of their borrowing into the purchaser’s hands.
Because of this, the team at Santa Cruz Properties is dedicated to working closely with our clients to make sure they are completely satisfied with all results. Even if you have bad credit or no credit, we will work with you to help you take the first step toward land ownership.

2. It’s Fast
Buying land using bank loans requires a variety of outside approvals, and each of those steps takes time. Owner-financing, on the other hand, lets purchasers bypass the majority of those outside approvals and extra steps.
Our team can help you move through the owner-financing process even more quickly because of our years of experience in the industry. We work to help our clients step foot onto their new land in a matter of weeks rather than months.

3. It’s Affordable
At Santa Cruz Properties, a key tenet of our business is the belief that all people deserve the right to seek their dream of land ownership. Because of this, we take every opportunity to make the land purchasing process more affordable for our clients.
To accomplish that goal, we price our lots thoughtfully with our clients in mind. We have low closing costs making the process not only cheaper but more streamlined, and we set low down payments to ensure the barrier of entry isn’t too high. We also set low monthly payments to help our clients save money in the short and long-term.

Are You Ready to be a Property Owner? Get in Touch With Our Leadership and Service Teams now.

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