Buying land can be worrisome. What many future landowners fear is that they can’t achieve their dream of owning land because of bad credit or no credit. It’s very common that people are denied a property because of their credit history. At Santa Cruz Properties, we believe that everyone is entitled to fulfill their American Dream of buying land and we are determined to help make landowning possible for people from every walk of life with owner financing.
What is Owner Financing?
Owner financing, or seller financing, is when a landowner finances the purchase directly through the seller. That’s just a fancy way of saying that a loan is provided by the seller to the purchaser. Santa Cruz Properties offers this option to cut out all the hassle that comes with a bank loan. With owner financing, there are great advantages for you and your family.
Cut the Closing Costs
Closing costs are fees paid for the closing of a real estate transaction. Sometimes they can include a longer waiting period. By using owner-financing services, not only will you and your loved ones be able to save a bit of extra cash on closing costs, but you will save time on a waiting period.
No Credit, Bad Credit, No Problem
It’s far too common for people to be turned away from the land they’ve always wanted due to their credit history. With owner financing services, you won’t have to experience the stress and worries that a bank loan can bring. Our real estate professionals will work tirelessly and passionately with all of your needs in mind to put you one step closer to owning the property you want without the worries of bad or non-existent credit.
Though foreign citizens are able to purchase land in the United States, taking out a loan through a U.S.-based financial institution can be problematic. Not being able to take out a loan as a foreign citizen should not hinder your ability to purchase your own land, however. With owner financing, we will work with everyone to come up with a plan that best suits your needs!
While we offer owner financing and other forms of help, you are free to use any lender that best accommodates your needs. We at Santa Cruz Properties want what is best for you and your family, even if that means getting a loan elsewhere. While we encourage doing business with us to ensure a faster process and possibly saving some cash, all that matters is that you achieve your dream of becoming a landowner.
Working Towards Your Dream
Whether you find a great loan elsewhere or choose our owner financing services, Santa Cruz Properties wants to help you achieve your American Dream. Since 1993, we have helped people from all backgrounds make their dream a reality. Now, we’re ready to do the same for you. Our properties and land for sale in Edinburg are waiting to become the foundation for your family’s home. For more information about our owner financing services, contact us in Edinburg today or online.